What is a prepaid funeral plan?

Written by Hannah Sanders - November 24, 2021 

We understand that planning for later-life can be a difficult thing to start thinking and talking about. But planning for this is one of the best gifts you can give those close to you. Knowing that everything has been taken care of means they can focus on thoughts, feelings and supporting each other.

So, what are prepaid funeral plans?

A prepaid funeral plan is simply a funeral that’s paid for in advance. It’s a way to put arrangements in place for your later-life so that when the time comes, nothing is left to uncertainty.

Setting a plan up is easy and only takes a phone call. First, you need to find the right funeral plan provider for you and then choose the level of plan you would like. You’ll tailor the plan to suit your needs and decide whether you’d prefer to pay in full or monthly over a set period.

Once everything is confirmed, the funeral provider will take care of the rest and send you out the documents confirming your plan.

“It’s always an emotional time to organise a funeral of loved one. The process here was highly efficient and dignified.”

Mr T, One Life Plan Holder

Why choose a prepaid funeral plan?

Peace of mind

At One Life we understand the death of a loved one is incredibly upsetting and can be stressful. When you plan and pay in advance for your funeral, it takes away the cost and logistics of organising a service, letting them to focus on supporting each other.

With a One Life plan, you have the guarantee that even if you’re plan isn’t fully paid, we’ll honour all the services you’ve chosen – that’s the One Life 60 Day Promise.

Do it your way

A funeral is personal and should be exactly the way you want it. You’ll be able to choose the package that best works for you, tailor the service and leave instructions of any requests. It gives makes sure those close to you are honouring the way you wanted to say your farewell.

Simplifies things for those close to you

When the time does sadly come, all the planning will be complete. Your family will only have to make a phone call to us at One Life and we’ll start the arrangements for them. Meaning they can take the time to focus on celebrating your life.

“They were very easy to talk to, put me at ease and explained everything to me. I no longer have to worry about leaving my daughter and her family to worry about paying for it.”

Mrs K, One Life Plan Holder
  1. Security

When you choose One Life as your funeral plan provider, we’ll keep your money safe in our independently managed, secure Trust Fund. When the services you’ve chosen are needed, we provide an invoice and proof of death to the trustees who release the funds to pay for the service.

Fixes today’s prices

With the average cost of funerals rising, prepaying is a way to keep costs down and secure today’s prices regardless of whether your funeral is in a years’ time, 10 years, or further down the line.  

When you choose a One Life plan, we can work with you on a payment plan that suits your budget. Whether that’s by paying in full or monthly so you can spread the costs.

Compare Our Funeral Plans

A quick and easy way to find the perfect funeral plan for you.